ELE: Real Estate Glossary

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Article Summary

The article “Real Estate Glossary” is a bilingual guide for Spanish and English speakers who want to learn the basic terms related to property transactions, ownership, and management. The article provides a table with the Spanish term on the left and the English equivalent on the right, along with a brief explanation of the meaning or usage of each term. The article covers topics such as contracts, certificates, taxes, fees, agents, landlords, tenants, mortgages, guarantees, clauses, and types of properties. The article is useful for anyone who wants to buy, sell, rent, or build a property in Spain or in an English-speaking country.

Spanish

English

AbogadoLawyer, solicitor, attorney
Acta de notoriedadLegal Act or document
Actos jurídicos documentadosTitle Registry
Administrador de fincasProperty administrator
Agente de la propiedadProperty Agent
Agrupaciones de fincasGroup of country properties / consolidation of plots
AguinaldoChristmas Bonus due December 20
AljíbeIn-ground water storage tank
Alta catastralLand register inscription
AmortizaciónRepayment of mortgage
ApéndiceAddendum
API (agente de la propiedad inmobiliaria)Official Estates Agent
ArbitrajeArbitration
ArrasDown Payment, deposit
Arrendamiento de obraBuilding contract
ArrendadorLandlord
ArrendatarioTenant
Asiento de presentaciónProvisional Property inscription at the land registry
AvalLoan guarantee
AvalistaGuarantor (of a loan)
AvaluoAssessment
BalcónBalcony
BeneficiarioBeneficiary
Bienes RaícesReal Estate
BodegaStorage unit
Boletín de engancheElectrical or water supply connection report
BóvedaArched brick ceiling
Caja de ahorrosSpanish savings banks
CancelaciónCancellation
CanteraUnpolished quarry tile
CargasCharges, burden, arrears
CasaHouse
CasitaDetached small guest house
CatastroLand Register, Cadastre
Cédula de habitabilidadHabitation certificate or Certificate of Occupancy
CertificaciónCertification
Certificado bancario de divisasForeign currency bank certificate
Certificado final de obraBuilding completion certificate
Certificado registralCertificate of debts of a specific property
ChaletVilla
ChimeneaChimney
CláusulaConditions in a contract
Cláusula abusivaUnfair/ abusive clause in a contract usually to the detriment of the consumer
CocheraCarport
CFE (Comisión Federal de Electricidad)Electrical Utility Company
Código civilCivil code
ColonosHomeowner Association fees
Comisión de urbanismoBuilding commission
Compra sobre planoOff-plan property purchase
Comunidad de propietariosHomeowners’ Association or community of owners
Condición resolutoriaCondition to cancel a contract
Condición suspensivaCondition to postpone a contract
ContratoContract
Contrato de arrendamientoRental contract
Contrato de compraventa de viviendaPrivate property sales contract
Contrato de obraBuilding contract
Contrato de opciónOptional contract, with the right to buy a property, generally by paying an initial 10% deposit
Contrato privado de compraventaPrivate purchase contract
Cooperativa de viviendasHousing co-operative
CopropietariosCo-owners; when several persons own a property together
CorredorBroker
Costos de cierreClosing costs
CriadaMaid
Cuenta de ahorro viviendaHousing savings account with special tax benefits
Cuerpo ciertoNon-variable condition. A condition that can not be changed or modified
CuotaQuote
CupolaDomed ventilation
CubiertaDeck
CuentaBill or Invoice
CURP (Clave Única del Registro de Población)Social Security Number or S.I.N.
Declaración de obra nuevaNew build certificate
Demarcación de costasCoastal demarcation
Derecho de retenciónDeposit that the homeowner pay to the Internal Revenue Tax Authority office if the homeowner is a non-resident in Spain
Derecho de superficieLand management rights
Derecho de tanteo/retractoRight of first refusal or Purchasing rights that enable one to reserve an object with the option to then later purchase it or not
DesahucioEviction
DeslindeSurvey
DrenajeSewer
Edificabilidad MáximaConstruction limits defining the nature and extent of buildable area permitted on a given piece of land and the scope of planning permissions
EdificioBuilding
EfectivoCash
EjidoCommon land
EmbargoRepossession
EscrituraDeeds
Escritura pública de compraventaTitle/Public sales deeds
FianzaDeposit
FideicomisoTrust
FincaCountry Property
Finca registradaRegistered country property
FiniquitoSeverance pay
FosaSeptic tank
FraccionamientoSubdivision
HaciendaEstate or large house
Hacienda públicaInternal Revenue or Spanish Tax Authority
HipotecaMortgage
IBI (Impuesto sobre Bienes Inmuebles)Annual municipal Tax
Impuesto de actos jurídicos documentadosStamp Duty Documented legal acts tax that is to be paid to lawyers
Impuesto de transmisiones patrimonialesProperty transfer tax, x% of the indicated sum at the escritura
Impuesto sobre construcciones, instalaciones y obrasConstruction and installation tax.
Impuesto sobre el patrimonioWealth tax
Impuesto sobre sucesiones y donacionesSuccession and gift tax
Impuestos municipalesLocal taxes
Información urbanística cédulaUrban planning department
Inspección de viviendaHome inspection
Institución de herederoAppointment of heirs
IRPFIncome tax
IVA (impuesto sobre el valor añadido)VAT or Value Added Tax, a sales tax
JardineroGardener
Ley de arrendamientos urbanosLocal rental laws
Ley de la propiedad horizontalHorizontal Property tax or Commonhold tax
Ley del sueloLand use regulations law. In Spain, this is a law that regulates the rights and obligations of landowners.
Libre de cargasFree of debts
Licencia de obrasBuilding or construction permit
LoteLot
MañanaTomorrow
MiradorRooftop viewing area
MueblesFurniture
NIE (número de identificación de extranjeros)Personal identification number issued by the Spanish government to foreign nationals
NIF (número de identificación fiscal)Fiscal identity number
Nota simple informativaLand register certificate – Local search
Notario PúblicoPublic Notary
Obligación personalObligation to pay tax as a resident
Ocupación máximaMaximum occupancy
Pago en efectivoCash payment
ParcelaPlot
PeritoExpert
Permiso de obra menorMinor building permission
PesoMexican currency
Plan ParcialUrbanisation plan
PlantaFloor or level
PlusvalíaCapital gains or surplus value
PoderPower of Attorney
PoderAuthorisation
PosesiónPossession
PozoWell
Precio de ventaSales price
PredialProperty tax
Préstamo hipotecarioMortgage loan
ProcuradorAttorney at law
PromotorPromoter
PropiedadProperty
PropietarioOwner
ProtocolizaciónFormal regististration of a document, often in context of the notary
Proyecto de ejecución de obrasBuilding execution
Recepción definitivaConstruction completion
Referencia catastralCadastral reference
Registro de la propiedadProperty registry
RFC (Registro Federal de Contribuyentes)Individual tax number
Representante fiscalFiscal representative
RestriccionesZoning
RústicoRustic
S.A. (sociedad anónima)Public limited company
S.L. (sociedad limitada)Limited liability company
SaneamientoReconstruction
Se alquilaFor rent
Se vendeFor sale
Segregación de fincasCountry property positioning
Segunda viviendaSecond home
SeguroInsurance
Separaczón a linderosDistance between plots
Servidumbre de tránsitoRight-of-way, access of easement
ServidumbreEasement
Se VendeFor Sale
SIMAPA (Sistema Municipal de Agua Potable y Alcantarillado)Water Utility Company
SolarBuilding plot
SoldVendido
Suelo no urbanizablePlot or land not eligible for building
Suelo rústicorural plot or land
Suelo urbanizableBuilding land or plot
Suelo urbanoplot or land classified as urban
Superficie útilUsable area
Tarjeta de residenciaResidence card
TasaFee
TasaciónValuation of property
TelmexTelephone/Internet Utility Company
TerrazaTerrace
TinacoRooftop water storage tank
Tipo de interésInterest rate
Toma de posesiónTaking possession
Transferencia BancariaWire Transfer
TraspasoTransfer
Urbanización privadaPrivate urbanisation or residential community
Uso de oficinasOffice use
UsucapiónUsucaption or acquisitive prescription gaining the right to land over the passage of time
UsufructoRight of use, usufruct
UTMPlot number at the land register
Valor CatastralLand register value
Valor comprobado por la administraciónValue confirmed by the Internal Revenue Tax Authority
Valor realreal or market value
Visa TemporalTemporary visa
Visa TuristaTourist visa
Visa PermanentePermanent visa
Zona de servidumbre de protecciónAccessibility protected area.